Moneyspire 26.0.4

Moneyspire is a personal and small business finance management program that lets you track your basic accounts, budgets, bills, loans, and investments. Categorize your spending and income into customizable categories. Track bills so you never forget to pay and avoid late fees. Set budgets to track spending and avoid overspending in specific categories like eating out. Forecast account balances to avoid overdrafts and cash shortages. Balance your checkbook and compare it to your bank statements to detect errors and bank fraud.

Generate detailed reports to see exactly where your money is going and make filing taxes easier. Optionally sync with your financial institutions (if desired) via Moneyspire Connect and automatically download your transactions. Optional cloud syncing via Moneyspire Cloud so you can share your finances across multiple computers and mobile devices.

Key features include:

• Bank, credit card, cash, and loan account management, along with basic investment tracking.
• Budgeting tools with real-time tracking by category so you can see where you've overspent.
• A bill calendar and reminders make it easy to keep track of upcoming payments and due dates, and avoid late fees.

Moneyspire imports data from popular formats used by other financial apps (QIF, OFX, QFX, QBO, CSV), making it easy to migrate from tools like Quicken or Mint. The app also offers categories, tags, and custom reports so you can create summaries by category, recipient, time period, or tax-related items.

Other useful features:

• Multi-currency support and operations in most regions, including those banking outside the US.
• Invoicing options and simple small business features in the Pro plan, such as creating and tracking invoices.
• Data encryption, password-protected files, and the option to store all data offline for privacy.

Moneyspire can also import data from Quicken, Microsoft Money (MS Money), and other personal finance software, so you can easily migrate to Moneyspire.